Check recent purchases and much more!

This easy set up allows you to be on top of all debit purchases!

Always be on top of what emergency measures we take!

Quick decisions

We offer the convenience of either stopping by our office or filling out an online loan application. 

Online Banking

Our home banking is safe, easy and available 24 hours a day from your computer or phone. Several of the features available to you online are…

Savings and Checking

We offer a variety of options for checking and savings accounts. Conveniently save towards vacations, Christmas with our club savings accounts.

Federally Certified

Serving Wayne County for over 50 years!
Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families.

Message Regarding Services - COVID-19

To Our Wayne County Federal Credit Union Members,

As you are, no doubt aware, these are complicated and uncertain times. The challenge of COVID-19 and our society’s response to it are changing constantly. In the midst of this situation, the staff and board of directors of your Wayne County FCU remain committed to providing you with the banking and financial services that you have come to expect from your credit union. While we recognize that conditions may impose changes on us, it is our plan to continue to have our lobby and our drive-thru open for our usual hours. We will process member transactions, including loan applications as we have always done. We believe that this is appropriate in light of now-prevailing standards for group engagements because member traffic in our lobby does not exceed those group size limits.


There are two changes that we deem prudent. Our lobby is closed to the public but our Drive Thru remains open. If such members cannot utilize other means (e.g. credit card, debit card, ATM, drive-thru), we ask that they call our staff by phone to make arrangements to process their transactions. It is our goal to preserve the health and safety of our staff and members while maintaining our services. Second, we will defer our previously-scheduled annual meeting (which had been planned for April 3rd) until such time as we can conduct it in a safe manner.


We are aware that the current effects of this societal situation may create unusual financial challenges for some of our members. As always, our staff stands ready to offer whatever advice or assistance they can. If you find yourself in financial difficulties due to COVID-19, please feel free to call our staff.


Nelson Bingham, Board President
Wayne County Federal Credit Union

Thousands of local customers trust our company, who received money for their needs

Our Members Love the Personalized Services at WCFCU!
Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.

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Contact information

  • 3010 West Main Street
    Richmond, Indiana 47374
  • Local: 765-962-7113
    Toll-free: 1-877-962-7113