Auto Loans

Receive financing for a new or pre-owned car. Get pre-qualification, so you know the amount you are approved for. It makes car shopping much easier! Financing for watercrafts, recreational vehicles, and, motorcycles is also available.

Refinancing your car will allow you to adjust the terms of your loan. This will give you a chance to lighter the load on your monthly bills.

Useful Links:

nada lINKNADA Guides– Whether you are buying, selling or simply shopping for a used vehicle, be prepared. Have the most accurate vehicle pricing and specification information available, right at your fingertips. Available online or in book format.

FAX LINKOrder a CARFAX Vehicle History Report… the first step to protecting yourself against buying used cars with costly hidden problems. CARFAX searches its nationwide database and provides a detailed vehicle history report in seconds. Just enter your VIN # and get the report in seconds.

Get a free credit report online! WCFCU has approved this site as a safe place to enter your information.

Happy car buyers

WCFCU Auto Financing Comparison

Since the 0% auto financing “flashy ads” began, many members are fooled into thinking that is a better deal than coming to the Wayne County  Federal Credit Union for their car loans.

Call us first when that “old clunker” need to be replaced! We can help you SAVE $$$!

The chart below shows that you actually SAVE BIG BUCKS when you finance with us, instead of taking the dealer rebate.

CAR COST

$20,000

Dealer Financing

(boo-hiss!!)

WCFCU Financing

(Yeah!!)

     
Interest Rate on Loan 0% 5.9%
Cost of New Car $20,000 $20,000
Less Trade-In ($4,000) ($4,000)
**Less Rebate (instead of 0%) $0.00 ($2,000)
Net Amount to Finance $16,000 $14,000
Monthly Payment $444.44 $425.52
Interest Amount for 36 Months $ 0.00 $1312.15
Total Financing Cost $16,000 $15,312.15
     
SAVINGS from WCFCU   $687.85

Loans and Rates

New Auto Loans
Great Rates
  • 15K miles or less
  • 36 - 60 months terms
  • No Hassle
  • Great rate
  • For details on new and used car loans contact Jeanne today at 962-7113 x 111.
Used Auto Loans
Great Rates
  • 36-60 months terms
  • No hassle
  • Great rate
  • For details on new and used car loans contact Jeanne today at 962-7113 x 111.
Signature Loans
Need Cash?
  • Vacation loan
  • Consolidating debt
  • Medical emergency
  • What life throws at you
  • The perfect loan for when life gets you! Call Jeanne today to find out more.

Did you know? WE DO Home Loans

We have partnered with MyCUMortgage to provide safe and secure mortgages, purchase and refinance, for all members.

Contact Jeanne with questions and sign-up details.

Home Mortgages

Want to study at a prestigious university? We have loan choices

  • Benefit from these features—with any loan
    Competitive interest rates
  • No origination fee or
    prepayment penalty1
  • Multiple repayment options

Click for Student Loan Info

Open to all of Wayne County

Become a Member Today!